Home / Cash Offer
Seller's guide

What is a cash offer?

A cash offer is a direct sale: a buyer with funds ready offers a set price for your home, with no campaign, no open homes and no finance chain behind them. Here's how they work, and what to weigh up.

How cash offers work

Who buys this way

Property investors, funds and buying companies. They have the money ready and buy without needing to sell something first.

Why sellers use them

Speed and certainty. No campaign, no open homes, no months of waiting, and a settlement date you know in advance.

The trade-off

The price is usually below what a strong agent campaign might reach. Weigh the certainty against the gap before deciding anything.

Questions to ask any cash buyer

Is the offer really unconditional?
Ask what could change the number between the first offer and settlement, and get it in writing.
What fees come off the offer?
Some buyers charge fees or build costs into the price. The number you accept should be the number you receive, less your own conveyancing.
How does the price compare with the market?
Get an independent appraisal of your likely open-market price first, so you know the size of the gap you're trading for certainty.